Top Five Credit Cards for Travelers

Apr 16, 2019 Avatar  TravelStore
Not every trip is all-inclusive. Enter: your wallet. You don’t know how much cash is the right amount to bring, but your credit card provides you a little comfort on the topic. Wait, what about foreign transaction fees? Plus, you’re spending all this money… there must be some benefits or rewards, right? TravelStore understands how money matters can become a headache in your vacation. Here are five top-rated credit cards for travelers to get you on the road to relaxation:
1. Capital One Venture Rewards Credit Card: First off, this card doesn’t have foreign transaction fees. You’ll also have a bonus of 50,000 miles after charging $3,000 within three months of first getting it. That’s the equivalent of $500. Users, generally, get two miles for every dollar spent, and users get ten miles for every dollar spent on hotels. Miles, you should know, don’t expire on this card, and you can use them on hotels, flights, and more with over ten travel relationships. Oh, and you know how you have to pay for a Global Entry or TSA PreCheck application? This card provides up to $100 for those applications. While there is a $95 yearly fee on the card, you don’t have to pay it the first year.

2. Chase Sapphire Preferred Card: If users pay $4,000 in the first three months, you get 60,000 points, which is about a $1,200 value. You get two times the points on travel and food, and, like the Capital One Venture Rewards Credit Card, you get travel insurance, car rental insurance, and luggage insurance. Plus, accumulated points can be moved to 13 travel partners. There are also no foreign transaction fees. However, you do need to pay a $95 yearly fee, but that’s a small price to pay for all those perks.
3. Uber Visa Card: Spend $500 in the first three months of having the card, and you get $100. Not bad, right? With no annual fee, you can get 3 percent back on travel-related purchases and 4 percent back on food-related purchases, which includes Uber Eats. You will also get 2 percent back on online purchases. This notably includes using Uber. Additionally, if you pay your phone invoice with this card and your phone is damaged or stolen, you can get up to $600. Oh, yeah, and there’s no foreign transaction fees!

4. Platinum Card from American Express: With a whopping $550 yearly fee, you better expect benefits that reflect the high price tag of this card. With a yearly $200 airline credit, a TSA PreCheck or Global Entry application fee credit, and more, this card has a lot of perks. You can transfer your points to 21 travel partners, you can enter a number of airport lounges like Delta Sky Clubs, and you will receive 60,000 points if you make $5,000 in charges in your first three months with the card. Also, anticipate other potential credits from Uber and Saks Fifth Avenue.
5. Bank of America Premium Rewards Credit Card: Similarly on par with many of the other cards mentioned, if you spend $3,000 in the first three months of having the card, you get 50,000 points. There’s a $95 yearly fee, and purchases, in general, get you around two times the points for every dollar. Food and travel purchases can even get you up to 3.5 times the points, whereas other purchases can be as low as 1.5 times the points. For credits, you get up to $100 for airlines as well as for Global Entry or TSA PreCheck. You also get cash back and can put that money into your bank account or retirement account, and you can also turn points into gift cards. It doesn’t come with as many fireworks as the other cards on the list, but don’t let that fool you: it’s a fantastic option.

Are you looking for more choices? U.S. News & World Report has you covered. Want to learn more about cards that specifically do not have a foreign transaction fee? Click the link to learn more! Once you decide on your ideal travel credit card, be sure to contact one of our expert travel advisors to book your next vacation.

Note: prices and deals reflected in this piece were sourced and accurate on April 5, 2019, and may change.